Legacy architecture, rising fintech challengers, and customers who expect Amazon-grade experiences from their bank — the pressure is real, and it’s accelerating. 3i Infotech partners with banks, lenders, and financial institutions across Asia, the Middle East, and North America to modernise their core, unlock AI at scale, and build the kind of digital operations that actually move the needle.
We don’t just advise. We deliver, from strategy to production, with measurable outcomes at every stage.
Core systems so tightly coupled that a simple product change takes months — and a major one takes years
Customer journeys that stitch together across channels in theory but fall apart in practice
Manual back-office processes that kill speed, inflate costs, and create compliance exposure
Fraud, cyber threats, and regulatory scrutiny intensifying simultaneously
Retire legacy complexity and build a cloud-ready core that responds to market change — not resists it.
Give customers faster, more connected journeys across every channel and touchpoint.
Automate the manual work across front, middle, and back office. Cut effort. Increase accuracy.
Hardened security posture, regulatory readiness, and operational continuity — built in, not bolted on.
Move beyond AI pilots. Deploy fraud detection, service intelligence, and decision support that drive real outcomes.
Cloud-native, API-led architecture designed for long-term growth — not just today's volumes.
Modernise the core, boost agility, and deliver secure digital experiences at scale.
Connect systems, increase operational visibility, and build foundations for sustainable growth.
Accelerate workflows, speed up decisioning, and simplify the borrower journey end to end.
Drive member growth with secure, flexible, cost-effective transformation built for your model.
The client relied on six isolated reporting systems, lacked real-time financial data updates and faced high capex and legacy application costs. 3i Infotech built a centralised cloud data warehouse using an agile, package-wise approach, cutting maintenance effort by 50% and saving USD 500,000 annually.
Read MoreSix isolated reporting systems, costly legacy applications and missing real-time updates hampered the client's decision-making. 3i Infotech delivered a cloud data warehouse in phases, from data lake to package-wise build, creating a single source of truth and USD 500,000 annual opex savings.
Read MoreThe client needed stable web applications, EFT transactions and a simpler loan application process across desktop and mobile. 3i Infotech delivered performance testing, Flexib QAOps test automation and functional testing, cutting testing cycles from 10 to 4 weeks, halving defect leakage and improving performance 30%.
Read MoreThe client needed to replace outdated reporting systems and reduce capex while improving member retention, satisfaction and fraud analytics. 3i Infotech delivered data consolidation on Oracle ADW and ODI, GoldenGate real-time replication, KPI mapping, Tableau MIS and a CXO cockpit, improving planning and decision-making.
Read MoreSlow file processing, manual job monitoring and a lack of decision-making dashboards were delaying critical rate publication. 3i Infotech delivered L1–L3 application support, database job automation, SQL Server and cloud migration, ML-driven rate generation and test automation, improving efficiency and reducing critical-alert response times.
Read MoreThe client needed to replace siloed legacy applications and manual processes with a modern, integrated platform. 3i Infotech built a Guarantee Management System with a unified database, process automation, self-service dynamic reporting, robust security and DevOps, giving business managers real-time performance metrics and runtime configurability.
Read MoreThe client needed actionable CXO-level insights to improve member retention, fraud analytics and customer satisfaction. 3i Infotech consolidated data into a single version of truth, mapped KPIs at all levels and implemented Tableau-based MIS reporting and a CXO cockpit, enabling quicker root-cause identification.
Read MoreThe client needed 24/7 management and monitoring of security events to safeguard its data and infrastructure. 3i Infotech delivered Managed SOC Services from its offshore SOC in India, including SIEM–SOAR integration, advanced threat analysis, automated incident handling and risk assessment, ensuring continuous protection.
Read MoreTo strengthen member retention, fraud analytics and customer satisfaction, the client required data-driven, executive-level business governance. 3i Infotech streamlined data from multiple systems, defined KPIs across business processes and delivered Tableau MIS reporting with a CXO cockpit, driving holistic transformation and improved data accuracy.
Read MoreThe client struggled with low resolution rates, error-prone manual reporting and erratic, high-volume credit card and personal loan applications. 3i Infotech optimised operations with 7-day rostering, customised software, API integrations and image-based workflow automation, improving resolution rates, reducing turnaround times, errors and costs.
Read MoreRising volumes, high internal costs, attrition and the need for extended-hours and holiday support strained the client's in-house team. 3i Infotech deployed 24x7 operational staff, scaling from 7,000 to 22,000 monthly volumes, improving TAT from 81% to 98.75% and saving approximately ₹2.75 lakh monthly.
Read MoreThe client needed to assess the scalability and stability of its BPO application as operations expanded. 3i Infotech BPS delivered workload modelling, spike, stress and four-hour endurance tests with 100 concurrent users, plus memory-leak and deadlock checks, ensuring consistent performance under high user loads.
Read MoreThe client needed 24x7 DC-DR support, management of diverse server, storage and backup systems, and ITIL-aligned governance under strict SLAs. 3i Infotech deployed 140 skilled resources, ITIL-based service management and PDCA-driven continual improvement, achieving over 99% SLA compliance and reducing TCO by up to 20%.
Read MoreWith 470,000+ members, the client needed a data-driven approach to improve member loyalty, customer satisfaction and fraud detection. 3i Infotech delivered data consolidation, multi-level KPI mapping, Tableau-based MIS reporting and a CXO Cockpit, enabling real-time KPI monitoring, faster root-cause identification and optimised resource utilisation.
Read MoreThe client needed to test applications rapidly for a vast customer base while sustaining performance. 3i Infotech automated loan application testing with Selenium and JIRA, and used Flexib QA Ops and Azure DevOps pipelines for continuous testing, improving reliability, customer experience and uptime.
Read MoreMonth-end volume spikes, erratic application inflows and manual MIS reporting were straining the client's in-house team. 3i Infotech introduced staggered shifts, cross-trained agents, quality monitoring and a phased shift to system-driven automation with image-based data capture, enhancing customer satisfaction while reducing errors and operational costs.
Read MoreLaunching a domestic card scheme, CBDC and instant payments platform required testing transactions across all functionalities of the UAE Central Bank Switch. PaySim enabled transaction simulation, automated regression, stress testing and scheme certification, cutting testing effort by an estimated 20–30% and reducing licensing costs.
Read MoreManual Bank Guarantee management, fragmented data and limited visibility made fake guarantees difficult to detect. 3i Infotech implemented automated BG authentication, duplication checks, PAN-based tracking, a centralised repository and standardised APIs, strengthening fraud prevention, boosting efficiency and enabling real-time visibility from issuance to expiry.
Read More3i Infotech brings a proprietary transformation framework built specifically for financial services, deep partnerships with leading cloud and AI providers, and a delivery model that accelerates results without adding risk. End-to-end capability. Measurable impact. A partner who’s as invested in your outcomes as you are.